Bank of America Warns Users to Bear Liability for AI Agent Actions
Bank of America has notified customers that they are fully liable for any actions taken by AI agents using their login credentials. The bank explicitly warns against sharing usernames and passwords with external services, including autonomous agents. Concurrently, Morgan Stanley blocks third-party agents outright, while JPMorgan restricts outside agents like Meta’s Muse from accessing customer accounts.
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Rohan Paul (@rohanpaul_ai) · 2026-10-30 06
Bank of America has told customers they’re responsible for anything an AI agent does using their login.
Its email warns against giving any outside service a username and password, including AI agents that offer to act for customers.
Morgan Stanley now blocks third-party agents outright, while JPMorgan keeps outside agents such as Meta’s Muse out of customer accounts.
