ChatGPT Wallet

OpenAI launched a Wallet feature in ChatGPT that lets its agents, called dots, help users decide what to buy and complete the purchase on their behalf. The option is initially limited to U.S. ChatGPT Pro subscribers aged 18+ with a U.S.-issued Visa, Mastercard, or American Express. Users review items, totals, and the payment card before checkout and approve via Face ID or fingerprint, creating a transaction record. OpenAI also published a Commerce Partner Playbook to help retailers support agentic commerce.

OpenAI launched ChatGPT Wallet with American Express, Mastercard and Visa, letting users enter card details once and then have the dot agent find products and complete purchases, with every transaction requiring security verification. Payment networks issue purpose-limited tokens per transaction so the agent never touches real card numbers. Initially limited to US Pro subscribers aged 18 and over with no transaction fees, OpenAI aims to position ChatGPT as a shopping destination.

OpenAI has launched ChatGPT Wallet in partnership with American Express, Mastercard, and Visa, the first wallet that lets agents pay without accessing users' actual card details while requiring a security check for every purchase. Initially available to US ChatGPT Pro subscribers through dots, it preserves existing card rewards and dispute protections. OpenAI also released tools and guidance to help merchants accept legitimate agent-initiated payments within their existing systems.