OpenAI Launches ChatGPT Wallet to Let Agents Shop for Users
OpenAI launched ChatGPT Wallet with American Express, Mastercard and Visa, letting users enter card details once and then have the dot agent find products and complete purchases, with every transaction requiring security verification. Payment networks issue purpose-limited tokens per transaction so the agent never touches real card numbers. Initially limited to US Pro subscribers aged 18 and over with no transaction fees, OpenAI aims to position ChatGPT as a shopping destination.
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IT之家 November 13 news, OpenAI announced today (the 13th) the launch of its payment feature ChatGPT Wallet, allowing its dot AI agent to shop on users' behalf.
ChatGPT Wallet was developed by OpenAI in partnership with American Express, Mastercard, and Visa. When users pay with their existing credit cards, they still enjoy their original reward points and protections. Eligible users only need to enter their card information once, after which they can let the dot agent help find products, with every transaction requiring security verification to complete.
OpenAI emphasizes that the dot agent will not have access to users' real card information. The payment network generates a dedicated payment token for each transaction, containing a card number, security code, and expiration date restricted to a specific purpose, for the agent to complete payment.
Today, more and more consumers are beginning to try using personal AI agents to manage schedules, book travel, and handle other daily tasks, and ChatGPT Wallet emerges against this backdrop.
ChatGPT Wallet is expected to become a new revenue source for OpenAI in the future. Initially, no commission will be charged on transactions; OpenAI's current goal is rather to build partnerships with merchants and gradually get consumers to see ChatGPT as a shopping platform, especially as merchants also begin exploring the uses of personal AI agents.
ChatGPT Wallet is initially available only to OpenAI Pro subscribers aged 18 and over in the United States.
According to IT之家, as of the end of the third quarter this year, ChatGPT had over 1.2 billion weekly active users and nearly 100 million paying users.
OpenAI points out that shopping with AI agents is still in its infancy. Alongside the release of ChatGPT Wallet, the company also launched enterprise-facing tools and guidelines to help merchants adapt to this change, including how to check whether a website mistakenly blocks OpenAI's agents.